photo from wmliu

9 out of 10 brides have always grumbled that their money is never enough.

They are always looking forward to their next payday and the next and the next.

They have never known how to get more cash into your purse and knew nothing about loans such as parents’ loans, online payday loans and loans from the bank.

Me too, during that time while I was preparing my wedding.

If you have never planned your own wedding before, you can’t really understand the frustration that we have gone through.
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photo from pinklilyblossom’s

I was thinking really hard for the past two days.

Before marriage, we are accountable only for ourselves.

After marriage, we are accountable to everyone else.

As the husband, I really feel the stress. I wonder do you feel it?

Yes, I’m talk from the men’s perspective.

What if the husband is no longer around?

How will my family be affected?

I was looking through online to get more ideas about insurance.

In fact there are many from auto, home, life to health insurance.

Let’s explore abit on each part.
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photo from PhotoGirl58

Finding it hard to accept the fact that your saving account is depleting? It is normal.

I have found it hard to accept the fact that my hard-earned savings are being drained.

Just how come wedding costs such boom? Isn’t there any way that can help me spend less?

It was only after my wedding, I have discovered 5 ways which can help you to save more money.

If you are still scratching your head to find out how to cut corners from your wedding expenses, fret no more. I recommend these methods to you and you should be able to save up to a few thousands or even have your wedding for free.

Imagine a sponsored wedding? Hmmm, not bad. =)
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I was listening to class 95FM and the DJ mentioned that a study has been done recently showing that finance and social are the top 2 stressors for a marriage.

This reminded me of what happened yesterday over dinner with my relatives. One of my cousins wanted to go overseas for holiday. In the past, when I was her age (about 17), I would wonder why it was so difficult to ask for an oversea trip.

My parent always mentioned that just work hard so that I could pay for the trip myself.

Now as a husband, I understood that there is more than the working hard.

It involves financially savvy for the family.

Let’s say you bring home $2,000 per month. Your wife takes about $700 for the household expenditure including marketing, buying household items like detergents and washing powder.
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Contributed by the Frugal Panda:

Planning a wedding can be an extremely stressful and costly endeavor. Weddings generate billions of dollars each year in revenue, with the average wedding costing over $20,000. But a wedding doesn?t have to be expensive to provide a wonderful experience. You can still have your dream wedding at a fraction of the cost. There are many ways to make your wedding less stressful on your finances so that you and your future spouse have more money to spend on things to start your lives together. Here are a few suggestions on how to cuts costs and still have a beautiful wedding.

General

Set a Budget: The first step to keeping your wedding spending under control is to create a budget. Decide how much you can spend and don?t overspend, not even for the delightful themed extras. A few dollars here and there can add up over time.
Prioritize Spending: There are some things that might be more important to you and your finance/e than others. Prioritize to spend more on things to truly matter to you and cut costs on things that aren?t as important.

Keep It Simple: One way to save money and your sanity is to simplify your wedding. Sometimes less really is more. Do you really need every one of those five-course dinners to enjoy your special day?

Give Yourself Time: By giving yourself ample time to plan, you won?t feel rushed at the last minute and forced into using services and products that are more expensive. By having more time you?ll be able to shop around for the best deals, and not get stuck with what?s available at the last minute. Plus, if you have a credit card that accumulates airline miles or points for travel, you?ll have time to use this card so you can use the rewards to cut prices on your honeymoon travel.

Clothing

Shop Second Hand: If you?re not dead set on having a new dress, you can often find great dresses at consignment shops, on eBay, or in the classifieds. These dresses, in all but the most extraordinary cases, have only been worn once and a second-hand dress can provide a great money saving alternative. Or, if you?re looking for something more meaningful, ask a family member if they have a dress you can wear. It will be sentimental and help you save some money.

Rent Your Dress: For those who aren?t hung up on keeping their wedding dress for future generations, renting can also be an option.

Consider Evening Gowns: Who says a wedding dress has to be one that was made especially for that purpose? Often an evening gown purchased off the rack in a department store (especially on sale!) can be just as elegant and considerably less expensive.

Shop for Samples: It?s commonplace for bridal shops to have sales to clear out their remaining stock of each year?s wedding dresses in a sample sale. Get out your phone book and call your local bridal shops to see if and when they hold sales. It might take a little more planning, but you can get great deals on designer dresses this way.
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