Money is the root to all evil. Most of the time, money issue is the root to married couple’s worries.
Before married, our finance matters do not overlap. I took charge of mine, she took charge of hers.
After married, we have to plan for our family. There are other issues to look into such as saving part of our salary, having joint account, saving for a new flat and for our children.
Looking at all these commitments, we seriously have to sit down and discuss our financial road map.
Wedding planning is a mega-project. It not only take up lots of energy, man-power but also lots of financial resources.
Those wedding couples who have average salaries and have been saving for a few years for their weddings, may find their bank account completely dried up by the end of their weddings.
I have shared earlier planning a wedding does not start after proposal. It comes way before proposal. I took two years to save up for my wedding before I popped the question to my wife on wedding proposal day.
I find that one needs to be financial savvy to save up for wedding. Some who had much better salary will park aside part of their money each month. Others may take up tuition and save up what they have earned. The rest who are even smarter invested what they have saved and their money pond grows bigger.
I know there are some friends of mine neve got married even though they wanted to as they have no idea where their money has gone to.
If expenditure is not tracked well, there is no way to save up.
5 things we find helpful for our finance,
1. Discuss how much we are going to save per month and stick to it
2. Plan how much we need to save up
3. Plan by when we need to save up that amount
4. Plan how we can reach our goal
5. Write down the plans and goals on a piece of paper and stick somewhere we can see everyday
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